BA/BCA Name
___________________
I. Motivation of Business
A. Satisfaction
of __________ & __________
1. People
work and businesses produce to
_______________ needs &
wants.
2. Needs
& wants are satisfied in many different ways.
a. ___________ - basic items needed for survival.
1) __________ -
grocery store
2) ______________ -
building contractors
b. _________- items we desire to enhance or lives.
1) CD player
2) TV
3. Needs
& Wants of ______________ are based on __________, _______________ and
________________of the good
or service.
4. Needs
& Wants of ________________ are satisfied by ___________________.
5. Needs
& Wants of individuals provide __________________ for businesses.
B. ______________
________________
1. Def.
- owners work hard to earn a ____________.
2. _________:_______
_________ Money remaining in a business
after all __________ are paid.
a. used for ______times
b.
used to purchase _____ equipment, etc.
3. ________________Income: Money ____________ by a business from the
sale of goods, services, ideas or information.
4. Business
_____________: __________ of a business that helped earn the business
income.
5. __________
____________: Taxes on business profits
to be __________.
a. This money is used for the armed forces, fire departments,
schools, etc.
b. If a business does not earn a profit the money is lost to the
government.
6. Business profits benefit the economy ___________ and _________________.
7. What
do businesses do with profits?
C. ______________
____________ _____________
1. ____-_____-________
Organizations - operate to provide a service to the public and ______to
make a profit.
a. Examples: libraries,
health service organizations, etc.
b. ____ income is generated and no profit is earned.
2. Not-For-Profit
money comes from local, state or federal _______________ funds. (All extra money is spent on services to the
public.)
3. Governmental
organizations serve the needs of the _________________.
a. public schools
b. local fire and police departments
c. national parks
4. Most
__________ ___________ are provided by the Government through _________
dollars.
5. Governments do not operate to make a __________ , but do incur
______________ therefore money needed to operate comes from tax dollars
collected.
II. Forms of Business Ownership
A. ________________________
(Sole or Single)
1. Def.
- A business owned by __________individually.
2. Usually
_____________ and may or may not have any __________________.
3. This
is the most ___________ organization type chosen by ______ businesses.
4. ___________________
of a Proprietorship
a. you are your ____________ boss
b. you are able to make _________ decisions
c. you _________ all profits __________ taxes
d. pay only personal taxes, no ____________ taxes
5. _________________________of
a Proprietorship
a. __________________ liability
b. You have the responsibility of making all decisions
_______________.
c. limited to your __________________
d. limited
____________ of business
B. ________________________
1. 2
or _________________ owners
2. ______________
decision making, work, talents, & past experiences.
3. _____________________Agreement
- Before starting the business this should be drawn up and _____________ state
how the business will be run.
a. how to handle __________________
b. how to handle ____________& ___________
c. how to handle ____________
4. __________________
of a Partnership
a. shared ________________ making
b. ability to share past ____________________
c. shared _____________ ($)
d. shared _______________ (losses)
e. pay personal taxes _________ corporate taxes
5. ____________________
of a Partnership
a. may be ______________ to start-up (agreement)
b. shared ________________
c. _____________ decision making (conflicts?)
C. _____________________________
1. A
___________________ legal entity.
2. _________
& ___________ businesses are able to incorporate.
a. Must __________ for the "Right to Incorporate."
b. Right to operate ___________________.
c. The right to be treated almost as a __________ in the eyes of the
Law.
3. _________________/Shareholders
a. ____________________of a Corporation
b. Invest money in the corporation for the ___________________of
stock (shares of
ownership).
c. ________________- __________ on each share of stock owned by a
stockholders when the business makes a __________________.
4. _________________
of a Corporation
a. ________________life - The business continues to operate
________ if the owner dies.
b. _____________liability - You can only lose the investment
you have made.
c. _________________are paid to stockholders when the corporation
makes a ____________.
d. Easy to raise money - ________ _________ to general public.
5. ___________________of
a Corporation
a. Stockholders with ______________ stock ownership have
______________ influence on how the corporation is operated.
b. Board of Directors (___________ ___________) make decisions.
c. __________________ to set-up
d. Pay ____________ _________________taxes
D. Alternative
Forms of Businesses
1. __________________________
a. Def. - A Not-For-Profit organization owned by its
__________________.
b. Examples: credit unions
and housing, health & farming.
2. __________________________
a. Def. - An agreement to operate a business under the
methods approved by the founder of the co.
b. Very popular in the restaurant business.
3. _______________________Partnership
a. Def. - One or more of the partners may have limited
liability as long as the other has
unlimited liability.
b. Can be very ______________________.
c. limited ____________- Contribute large sums of money and
make a profit usually without contributing _____________.
d. _______________partners - Operate the partnership and
share the profits with the limited partners (usually _______contribute any
money).
4. __________
_________________
a. Def.- An _______________ by 2 companies to form a
_____________ business.
b. Very ______________between American and Foreign companies.
c. __________________: Past experience
is brought in by ____________ companies.
III. Features of Business
A. _________________ - Every business _______________ 7 resources in
____________ amounts and combinations to produce the ___________ product.
1. ___________ ________________
2. Raw or Natural ________________
3. _______________
4. _______________
5. _______________
6. _______________
7. _______________
(Businesses decide what and how much to
use.)
B. _________________
1. Def. - _________________ of a good, service, idea or
information.
2. 4
Most Common types of Utility
a. __________
1) _________ & ___________ of a product.
2) i.e. converting cotton to a towel
b. ______________ - You must ____it and ____it.
c. ________ - Ability to _______ use of a product.
d. ________ - You must be able to ______ ___the product.
C. Supply
& Demand
1. _________________
- Making products _____________ to the consumer.
2. _________________-
When the consumer wants to _________ a company's product.
3. The
_______ of Supply & Demand
a. "If you have an unlimited supply of your product but no one
wants it, you __________ sell it."
b. "If there is an unlimited demand for your product and you
have only a few items, you will quickly __________ ___________."
D. _____________-
The Chance of Loss
1. 2
Types of Risk
a. _____________Risks
1) Def. - The loss is ____________by an
insurance company.
2) i.e. - fire, accident, personal injury &
property damage.
b. ________________Risks
1) Def. - Internal and external risks
that are _____________________.
2) i.e. - poor management decisions, employee
strikes, bad weather, poor economy.